The promise of mortgage protection insurance, or MPI, is simple and appealing — when you die, the policy pays off your mortgage, and your loved ones can keep the house. But the…
Why do you need Workers’ Compensation insurance?
Workers’ compensation insurance gives employees medical, wage and other financial benefits if they are injured or become ill on the job. This coverage is required in most states. Workers’ compensation insurance is…
What is umbrella insurance for businesses?
What Is Commercial Umbrella Insurance? Commercial umbrella insurance gives you extra protection to help cover a claim that exceeds the limits of certain liability policies. Without this type of commercial insurance coverage,…
Term Insurance Benefits
Term life is typically more cost-effective than a permanent whole life policy – but unlike a permanent life insurance policy, term policies have no cash value, no payout after the term expires,…
How to Save Money on Your Life Insurance Premiums
Life insurance helps your loved ones to replace your income and pay for burial costs and any remaining debt after you pass. While life insurance is probably more affordable than you might…
What is whole life insurance?
What Is Whole Life Insurance? Whole life insurance provides coverage throughout the life of the insured person. In addition to paying a tax-free death benefit, whole life insurance also contains a savings…
What is the Process of Filing a Health Insurance Claim
Most often, when you see a doctor or need health care services, the provider you see files a claim with your insurance company. You pay your portion and then the doctor’s office…
Tips for lowering your car insurance premiums
1. Increase your deductible Depending on your insurance provider, paying a higher deductible (the amount you pay out of pocket before your insurance coverage kicks in, in the event of an incident)…